RankingBanking 25 - Flipbook - Page 36
34
LESS THAN
$5 BILLION
Profitability
Capital Adequacy
Asset Quality
Rank
Company Name
Ticker
State
Total Assets
($MM)
Core
ROAA (%)
ROA
Rank
Core
ROAE (%)
ROE
Rank
Tang Common
Equity /Tang
Assets (%)
TCE
Rank
NPAs/ Loans
& OREO (%)
NPA
Rank
Final
Score
40
Pioneer Bancorp
PBFS
NY
1,980
0.97
46
6.35
89
14.80
5
0.36
45
185
41
Greene County Bancorp
GCBC
NY
2,966
0.95
47
12.73
22
7.37
88
0.26
30
187
42
Home Bancorp
HBCP
LA
3,444
1.11
32
9.83
55
9.26
40
0.57
62
189
43
Bar Harbor Bankshares
BHB
ME
4,083
1.11
31
9.91
53
8.46
60
0.40
48
192
43
Sierra Bancorp
BSRR
CA
3,614
1.12
30
11.60
32
9.18
46
0.84
84
192
45
First Business Financial Services
FBIZ
WI
3,853
1.22
20
14.44
14
7.95
74
0.91
87
195
46
First United Corp.
FUNC
MD
1,973
1.10
36
12.58
25
8.54
56
0.73
79
196
47
Penns Woods Bancorp
PWOD
PA
2,232
0.84
61
9.48
58
8.52
57
0.24
26
202
47
Waterstone Financial
WSBF
WI
2,210
0.83
62
5.43
95
15.32
4
0.34
41
202
49
OP Bancorp
OPBK
CA
2,366
0.92
51
10.69
47
8.63
54
0.46
51
203
50
River Financial Corp.
RVRF
AL
3,582
0.99
45
15.94
6
5.58
113
0.35
42
206
51
Dogwood State Bank
DSBX
NC
2,211
0.89
56
7.99
70
9.26
42
0.31
39
207
52
The First Bancorp
FNLC
ME
3,157
0.89
55
10.83
45
7.09
96
0.19
21
217
53
NASB Financial
NASB
MO
2,919
0.99
43
7.02
80
13.92
7
0.92
88
218
54
C&F Financial Corp.
CFFI
VA
2,563
0.77
68
8.70
64
7.88
76
0.16
17
225
55
Farmers & Merchants Bancorp
FMAO
OH
3,365
0.82
64
8.41
68
7.48
83
0.12
13
228
56
Third Coast Bancshares
TCBX
TX
4,942
1.05
38
10.86
44
7.63
78
0.70
74
234
57
First Community Corp.
FCCO
SC
1,958
0.74
73
10.20
52
6.66
103
0.06
9
237
58
LINKBANCORP
LNKB
PA
2,879
1.10
34
11.27
37
7.16
93
0.71
75
239
59
Chemung Financial Corp.
CHMG
NY
2,776
0.86
59
11.47
33
7.02
97
0.46
52
241
60
West Bancorp.
WTBA
IA
4,015
0.63
89
11.13
39
5.68
112
0.00
2
242
61
ESSA Bancorp
ESSA
PA
2,196
0.76
69
7.31
76
10.10
29
0.66
70
244
62
Franklin Financial Services Corp.
FRAF
PA
2,198
0.69
81
10.36
51
6.20
110
0.02
3
245
63
Isabella Bank Corp.
ISBA
MI
2,086
0.67
83
6.74
83
7.95
73
0.06
8
247
64
Arrow Financial Corp.
AROW
NY
4,306
0.79
67
8.71
63
8.77
52
0.62
67
249
64
Somerset Trust Holding Co.
SOME
PA
2,316
1.07
37
16.60
4
6.53
105
1.31
103
249
66
Fidelity D & D Bancorp
FDBC
PA
2,585
0.84
60
10.72
46
7.16
95
0.43
49
250
67
FVCBankcorp
FVCB
VA
2,199
0.70
77
6.70
84
10.40
24
0.60
66
251
68
Hingham Institution for Savings
HIFS
MA
4,458
0.28
106
2.87
105
9.69
35
0.04
6
252
69
Citizens & Northern Corp.
CZNC
PA
2,611
1.00
42
9.74
56
8.63
55
1.22
100
253
69
The First of Long Island Corp.
FLIC
NY
4,119
0.46
99
5.13
97
9.19
45
0.10
12
253
71
Dacotah Banks
DBIN
SD
4,452
0.70
78
7.50
74
9.02
50
0.48
53
255
72
Enterprise Bancorp
EBTC
MA
4,828
0.82
63
11.28
36
7.36
89
0.67
71
259
73
First Citizens Bancshares
FIZN
TN
2,506
0.73
74
9.67
57
6.37
107
0.22
24
262
74
Colony Bankcorp
CBAN
GA
3,110
0.86
58
9.91
54
7.42
86
0.59
65
263
75
Norwood Financial Corp.
NWFL
PA
2,317
0.70
79
8.42
67
8.05
71
0.45
50
267
76
BankGuam Holding Co.
BKGM
GU
2,585
0.93
49
13.00
20
7.24
90
2.94
112
271
76
Blue Foundry Bancorp
BLFY
NJ
2,061
(0.58)
115
(3.45)
114
16.11
2
0.32
40
271
78
Exchange Bank
EXSR
CA
3,300
0.69
80
8.91
62
8.51
58
0.69
73
273
79
First National Corp.
FXNC
VA
2,010
0.72
75
8.94
61
7.45
84
0.48
54
274