RankingBanking 25 - Flipbook - Page 5
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TOP 25 BANKS
Profitability
Capital Adequacy
Asset Quality
Ticker
State
Total Assets
($MM)
Core
ROAA (%)
ROA
Rank
Core
ROAE (%)
ROE
Rank
Tang Common
Equity /Tang
Assets (%)
TCE
Rank
NPAs/ Loans
& OREO (%)
NPA
Rank
Final
Score
Westamerica Bancorp.
WABC
CA
6,076
2.13
6
13.71
40
12.90
12
0.02
7
65
2
Northeast Community Bancorp
NECB
NY
2,010
2.46
3
15.62
21
15.84
4
0.28
71
99
3
Farmers & Merchants Bancorp
FMCB
CA
5,370
1.64
24
15.35
25
10.46
53
0.05
10
112
4
West Coast Community Bancorp
WCCB
CA
2,680
1.85
12
13.75
38
10.14
62
0.03
8
120
5
Commerce Bancshares
CBSH
MO
31,997
1.73
18
16.79
11
9.92
75
0.11
20
124
6
River City Bank
RCBC
CA
5,144
1.40
40
16.10
16
9.42
99
0.00
1
156
7
HBT Financial
HBT
IL
5,033
1.55
30
15.04
28
9.42
100
0.19
43
201
8
Central Bancompany
CBCY.B
MO
19,243
1.76
17
11.43
95
14.59
8
0.34
86
206
9
MetroCity Bankshares
MCBS
GA
3,594
1.81
14
16.17
14
11.54
25
0.58
159
212
10
First National Bank Alaska
FBAK
AK
4,998
1.22
81
13.52
42
10.34
56
0.17
37
216
11
Bank First Corp.
BFC
WI
4,495
1.67
22
11.35
97
10.31
58
0.21
49
226
12
East West Bancorp
EWBC
CA
75,976
1.61
25
16.01
17
9.61
88
0.36
98
228
13
Five Star Bancorp
FSBC
CA
4,053
1.22
78
12.60
60
9.79
81
0.05
11
230
14
City Holding Co.
CHCO
WV
6,459
1.90
11
16.93
10
9.06
123
0.35
88
232
14
Unity Bancorp
UNTY
NJ
2,654
1.69
20
15.08
27
11.07
31
0.56
154
232
16
Mercantile Bank Corp.
MBWM
MI
6,052
1.39
42
14.26
36
8.91
131
0.12
25
234
17
Bank OZK
OZK
AR
38,259
1.96
9
13.22
48
12.52
14
0.66
177
248
18
Cashmere Valley Bank
CSHX
WA
2,122
1.35
54
13.08
51
10.47
52
0.35
92
249
19
1st Source Corp.
SRCE
IN
8,932
1.55
29
12.01
78
11.61
24
0.46
120
251
20
ACNB Corp.
ACNB
PA
2,395
1.41
38
11.82
82
10.72
45
0.37
103
268
20
ServisFirst Bancshares
SFBS
AL
17,352
1.39
43
15.01
29
9.24
112
0.33
84
268
22
Northeast Bank
NBN
ME
4,083
2.07
7
18.11
7
10.87
38
0.86
225
277
23
Preferred Bank
PFBC
CA
6,923
2.01
8
18.73
6
11.02
34
0.92
234
282
24
Community Trust Bancorp
CTBI
KY
6,193
1.40
41
11.25
101
11.29
27
0.45
115
284
25
Republic Bancorp
RBCA.A
KY
6,847
1.47
35
10.50
127
13.96
10
0.43
113
285
Median
1.64
14.26
10.47
0.34
Mean
1.67
14.30
11.00
0.33
Rank
Company Name
1
Source: Piper Sandler & Co., S&P Global Market Intelligence, company reports and regulatory filings
RankingBanking uses four metrics to assess performance. Profitability is captured by return on equity and return on assets. Asset quality is represented by nonperforming assets. Capital adequacy is a function of a
bank’s tangible common equity ratio. Banks are scored on each of the four metrics. The scores are then merged into an overall score, which determines the ranking — the lower the score, the higher the rank. Data is
based on calendar year 2024 results.
