RankingBanking 26 Digital - Flipbook - Page 30
28
$50 BILLION AND ABOVE
Profitability
Capital Adequacy
Asset Quality
Tang Common
Equity /Tang
Assets (%)
TCE
Rank
NPAs/ Loans
& OREO (%)
NPA
Rank
Final
Score
8
8.73
9
0.17
1
21
16.87
15
10.55
1
0.37
9
26
2
17.76
11
8.76
8
0.63
20
41
1.27
8
29.90
1
4.39
35
0.18
2
46
1.31
6
18.91
7
7.17
23
0.39
10
46
1.26
11
19.18
6
7.13
25
0.33
6
48
71,142
1.25
12
15.32
19
8.45
11
0.35
7
49
PA
50,229
1.17
18
14.40
24
8.89
4
0.31
5
51
AL
158,814
1.39
4
19.74
5
7.72
18
0.74
24
51
57,706
1.21
15
14.34
25
8.86
6
0.36
8
54
52,238
1.08
21
11.74
30
9.46
3
0.26
4
58
213,510
1.32
5
15.68
18
8.69
10
0.86
26
59
4,424,900
1.27
9
20.30
3
6.57
29
0.69
22
63
MN
692,345
1.18
17
19.75
4
6.49
31
0.40
12
64
PNC
PA
573,572
1.22
13
17.20
14
7.77
16
0.71
23
66
ONB
IN
72,152
1.28
7
17.88
10
7.72
17
1.08
33
67
Huntington Bancshares
HBAN
OH
225,106
1.13
20
17.62
12
7.06
26
0.39
11
69
18
Fifth Third Bancorp
FITB
OH
214,376
1.19
16
18.25
9
7.14
24
0.69
21
70
18
Webster Financial Corp.
WBS
CT
84,074
1.27
10
17.45
13
7.42
19
0.89
28
70
20
Northern Trust Corp.
NTRS
IL
177,133
1.14
19
15.88
16
6.41
33
0.18
3
71
21
First Horizon Corp.
FHN
TN
83,876
1.22
14
14.63
23
8.37
12
0.96
29
78
22
Truist Financial Corp.
TFC
NC
547,538
1.07
23
14.31
26
7.92
15
0.49
15
79
23
State Street Corp.
STT
MA
366,047
0.99
27
23.09
2
4.25
36
0.55
18
83
24
Capital One Financial Corp.
COF
VA
669,009
0.68
34
7.45
35
10.12
2
0.43
13
84
25
KeyCorp
KEY
OH
184,381
0.98
28
12.86
27
8.33
14
0.58
19
88
26
Zions Bancorp.
ZION
UT
88,990
0.95
30
15.69
17
6.85
27
0.52
16
90
27
First Citizens BancShares
FCNC.A
NC
229,698
1.02
26
11.24
33
8.87
5
0.96
30
94
28
Valley National Bancorp
VLY
NJ
64,133
0.95
29
11.31
32
8.85
7
0.88
27
95
29
Wells Fargo & Co.
WFC
CA
2,148,631
1.05
24
15.10
20
6.50
30
0.85
25
99
30
Western Alliance Bancorp.
WAL
AZ
92,774
1.05
25
14.87
22
7.28
22
1.02
31
100
31
Bank of America Corp.
BAC
NC
3,411,738
0.90
31
14.96
21
6.18
34
0.54
17
103
32
Popular
BPOP
PR
75,348
1.08
22
12.71
28
7.29
21
1.37
35
106
33
Citizens Financial Group
CFG
RI
226,351
0.82
32
12.26
29
7.29
20
1.06
32
113
34
Citigroup
C
NY
2,657,202
0.60
35
9.28
34
6.44
32
0.48
14
115
35
Flagstar Bank
FLG
NY
87,512
0.00
36
0.03
36
8.33
13
4.89
36
121
36
Ally Financial
ALLY
MI
196,002
0.74
33
11.48
31
6.62
28
1.15
34
126
Rank
Company Name
Ticker
State
Total Assets
($MM)
Core
ROAA (%)
ROAA
Rank
Core
ROATCE
ROATCE (%) Rank
1
Columbia Banking System
COLB
WA
66,832
1.41
3
18.39
2
East West Bancorp
EWBC
CA
80,435
1.69
1
3
SouthState Bank Corp.
SSB
FL
67,197
1.48
4
The Bank of New York Mellon Corp.
BK
NY
472,300
4
UMB Financial Corp.
UMBF
MO
73,094
6
Cullen/Frost Bankers
CFR
TX
53,041
7
Wintrust Financial Corp.
WTFC
IL
8
F.N.B. Corp.
FNB
8
Regions Financial Corp.
RF
10
Pinnacle Financial Partners
PNFP
GA
11
BOK Financial Corp.
BOKF
OK
12
M&T Bank Corp.
MTB
NY
13
JPMorgan Chase & Co.
JPM
NY
14
U.S. Bancorp
USB
15
The PNC Financial Services Group
16
Old National Bancorp
17
Median
1.16
15.50
7.57
0.57
Mean
1.10
15.50
7.63
0.74
Source: Piper Sandler, S&P Global Market Intelligence, company reports and regulatory filings
RankingBanking uses four metrics to assess performance. Profitability is captured by return on average tangible common equity and return on average total assets. That is a change from past years, when return on
equity and return on assets were used to determine profitability. Asset quality is represented by nonperforming assets. Capital adequacy is a function of a bank’s tangible common equity ratio. Banks are scored on each
of the four metrics. The scores are then merged into an overall score, which determines the ranking — the lower the score, the higher the rank. Asset rankings reflect the standing of banks versus their asset class.
This may differ from the standings based on the overall ranking, where banks are compared against the entire 300-bank group. Data is based on calendar year 2025 results.
